Living Benefits Life Insurance

Did you know that you can now access up to $250,000 of your life insurance coverage tax free - without dying? Watch this short video to learn how life insurance companies now allow you to take a portion of your death benefit if you experience a critical illness like cancer, heart attack, or stroke.

Jeffery Harris

Total Legacy Consulting

Total Legacy Consulting is a financial services firm dedicated to helping individuals and families achieve their financial goals through life insurance, annuities, estate planning, and retirement planning. We specialize in safe money solutions and tax-free retirement strategies, serving clients across Illinois, Michigan, Ohio, Texas, Colorado, Arizona, Virginia, Maryland, South Carolina, North Carolina, Georgia, and Florida. Our approach is direct, transparent, and centered on long-term financial security.

We understand that every client's financial situation is unique, and we work closely with them to develop personalized strategies that meet their specific needs and goals. Our team of experienced professionals includes financial advisors, estate planning attorneys, and tax specialists who collaborate to provide comprehensive and effective solutions.

Life insurance is a critical component of financial planning, providing a death benefit to your loved ones in the event of your passing. We offer a wide range of life insurance policies, including term life, whole life, and universal life, to meet your specific needs and budget. We can help you determine the appropriate coverage amount and ensure that your policy is tailored to your specific circumstances.

Annuities are another important investment option that can provide a guaranteed income stream for your retirement years. We offer a variety of annuity products, including fixed annuities, variable annuities, and indexed annuities, to help you achieve your retirement goals. We can help you determine the appropriate annuity type and investment strategy to meet your specific needs and goals.

Estate planning is essential for protecting your assets and ensuring that your loved ones are taken care of after