Indexed Annuity "Credit Rate" Explanation

If you want to understand how Indexed Annuities credit interest rates to your account value based on stock market gains, but without stock market losses, watch this short video to learn how the money in a retirement insurance contract is managed and protected.

Pam Prine and Kim Dyer

Keystone Financial Readiness Strategies

Since March 2016, when Pam Prine and Kimberle Dyer began Keystone Financial Readiness Strategies, they have been committed to helping clients work toward meeting their financial goals. They collaborate with clients to define clear financial goals with realistic expectations, working hard to help protect them from emotional decisions that can negatively impact their long-term financial success. We look forward to laying the foundation for your financial success! - Pam and Kim

We are an independent financial services firm helping individuals create retirement strategies using various investment and insurance products to custom suit their needs and objectives.Securities are offered through J.W. Cole Financial, Inc. (JWC), member of FINRA/SIPC. Advisory services are offered through J.W. Cole Advisors, Inc. (JWCA). Keystone Capital Management Group, LLC, and JWC/JWCA are unaffiliated entities.For a copy of JWCF’s Form CRS, JWCA’s Form CRS, or JWC’s Disclosure Supplement, please click here. By following the link, you consent to receipt of the Form CRS electronically.Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges, and holding periods which vary by insurance company. Annuities are not FDIC insured.The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.