Indexed Earnings Credit Rate Explanation

Since 1987, I’ve dedicated my career to helping individuals and families build financial security and peace of mind through The Pam Group. With expertise in trust planning, advanced life insurance strategies, and annuity programs, I provide customized solutions that ensure the growth, security, and control of your income—no matter how long you live.

Over the years, I’ve had the privilege of counseling and educating thousands of seniors on how to preserve their assets, reduce taxes, and increase retirement income. My strategies are designed to help you keep more of what you’ve worked so hard to earn, and my experience has shown me that these are the cornerstones of a strong retirement and income plan.

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Every morning, I look forward to making a tangible difference in the lives of my clients. For me, this isn’t just a job—it’s a calling. As we work together, my clients often become like family. I’m always here to answer your questions or simply talk about what’s on your mind. (Yes, I do return calls!)

There’s nothing more rewarding than seeing the peace of mind my clients feel when they know their retirement plan is in place, their assets are protected, and their future is secure. If you’re ready to create a financial plan that works for you, I’d be honored to help.

📞 Contact me today to start building the retirement you’ve always dreamed of.